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  2. What Is Discretionary Spending? How You Can Reduce It and ...

    www.aol.com/finance/discretionary-spending...

    The following tips can help reduce the budget until your financial situation improves. 1. Document Your Spending ... find a coupon for that next oil change and reduce unnecessary trips to save on gas.

  3. 5 Tips To Cut Nonessential Expenses Today and Build Up Your ...

    www.aol.com/finance/5-tips-cut-nonessential...

    Review what subscriptions you’re paying for to avoid unnecessary expenses. Check bank and credit card statements, look through your email inbox, and browse the settings in your phone’s App ...

  4. 10 Expenses Most Likely To Drain Your Checking Account ... - AOL

    www.aol.com/10-expenses-most-likely-drain...

    Review these expenses and think about downgrading packages, canceling unnecessary subscriptions and looking for free alternatives. For example, workout at the park or borrow media from the library ...

  5. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    In the most basic form of creating a personal budget the person needs to calculate their net income, track their spending over a set period of time, set goals based on the information previously gathered, make a plan to achieve these goals, and adjust their spending based on the plan. [3]

  6. 30 Expenses That Quietly Eat Away at Your Budget - AOL

    www.aol.com/finance/30-expenses-quietly-eat-away...

    You can't fail to notice the big bills your paying each month, like your monthly mortgage or car payment, but expenses that are smaller and easier to miss can sneak past and pile up. Check Out: 5...

  7. Reconciliation (accounting) - Wikipedia

    en.wikipedia.org/wiki/Reconciliation_(Accounting)

    In accounting, reconciliation is the process of ensuring that two sets of records (usually the balances of two accounts) are in agreement.It is a general practice for businesses to create their balance sheet at the end of the financial year as it denotes the state of finances for that period.

  8. Employee stock option - Wikipedia

    en.wikipedia.org/wiki/Employee_stock_option

    Brian K. Boonstra: Model For Pricing ESOs (Excel spreadsheet and VBA code) Joseph A. D’Urso: Valuing Employee Stock Options (Excel spreadsheet) Thomas Ho: Employee Stock Option Model Archived 2016-03-04 at the Wayback Machine (Excel spreadsheet) John Hull: software based on the article: How to Value Employee Stock Options (Excel spreadsheet)

  9. 7 Expenses Middle Class Families Should Trim Before ... - AOL

    www.aol.com/7-expenses-middle-class-families...

    With inflation still impacting everyday items, trimming unnecessary expenses now can make a big difference. Be Aware: 3 Things You Must Do When Your Savings Reach $50,000 Explore More: 5 ...