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  2. What is joint borrowing? - AOL

    www.aol.com/finance/joint-borrowing-190834758.html

    A new joint loan increases the amount of debt you owe, raising your debt-to-income ratio. Even if the new account positively affects your credit score, it could reduce your borrowing capacity for ...

  3. Joint and several liability - Wikipedia

    en.wikipedia.org/wiki/Joint_and_several_liability

    If parties have joint liability, each of them is liable up to the full amount of the relevant obligation. Example: Alex and Bobbie are married. Together they take a loan from a bank and the loan agreement specifies that they are to be jointly liable for the full amount. Alex moves overseas and ceases to make payments.

  4. Joint liability groups - Wikipedia

    en.wikipedia.org/wiki/Joint_Liability_Groups

    Joint Liability Group is a group of 4-10 people of the same village or locality of homogenous nature and of the same socioeconomic background who mutually come together to form a group for the purpose of availing loan from a bank without any collateral.

  5. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    In finance, a loan is the tender of money by one party to another with an agreement to pay it back. The recipient, or borrower, ...

  6. 5 Questions to Ask Before You Get a Joint Loan with ... - AOL

    www.aol.com/news/5-questions-ask-joint-loan...

    Here are some things you should consider before you take out a loan with your significant other.Image source: Getty Images.

  7. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Some lenders also offer joint loans, which allow both borrowers to access the loan funds. Like co-signed loans, both parties will be liable for loan payments. Your co-borrower will need good or ...

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