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2. The Quick Way to Determine Your House Payment - AOL

   www.aol.com/news/2013-02-25-calculate-house...

   Taxes: The monthly property taxes built into the house payment, often termed an impound or escrow account. Insurance: The amount of the mortgage payment going toward hazard/fire insurance ...

3. How to read and compare mortgage loan estimates - AOL

   www.aol.com/finance/read-compare-mortgage-loan...

   Payment calculation – This is a breakdown of what you’ll pay monthly, a total that includes principal and interest, any escrow payments or private mortgage insurance (PMI) premiums, if applicable.

4. What is a mortgage escrow? How it works, as explained ... - AOL

   www.aol.com/mortgage-escrow-works-explained-nj...

   The biggest benefit to having an escrow mortgage is being able to make one monthly payment while your mortgage provider takes care of taxes and homeowners insurance bills for you.

5. Loan servicing - Wikipedia

   en.wikipedia.org/wiki/Loan_servicing

   Loan servicing is the process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal, and escrow payments from a borrower. In the United States, the vast majority of mortgages are backed by the government or government-sponsored entities (GSEs) through purchase by Fannie Mae, Freddie Mac, or Ginnie Mae (which purchases loans insured by the Federal Housing ...

6. Closing documents: A guide for homebuyers - AOL

   www.aol.com/finance/closing-documents-guide...

   The mortgage or deed of trust is the agreement between you and your mortgage lender to put the home up as collateral for the loan. “In layman’s terms, it gives the lender the right to ...

7. Fixed-rate mortgage - Wikipedia

   en.wikipedia.org/wiki/Fixed-rate_mortgage

   The fixed-rate mortgage was the first mortgage loan that was fully amortized (fully paid at the end of the loan) precluding successive loans, and had fixed interest rates and payments. Fixed-rate mortgages are the most classic form of loan for home and product purchasing in the United States. The most common terms are 15-year and 30-year ...