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  2. Guide to no-down payment mortgages: Am I eligible? - AOL

    www.aol.com/finance/no-down-payment-mortgage...

    United Wholesale Mortgage, for example, offers lower- to moderate-income borrowers conventional mortgages paired with a no-interest, payment-deferred loan that covers a 3 percent down payment on ...

  3. Zero-Down Mortgages? How Big Banks Are Supporting ... - AOL

    www.aol.com/finance/zero-down-mortgages-big...

    Bank of America recently announced a trial program that offers zero-down mortgages in minority communities in certain metro areas across the country. This initiative joins a growing number of ...

  4. Bank of America announces zero down payment mortgages for ...

    www.aol.com/finance/bank-america-announces-zero...

    The loans require no mortgage insurance — the additional fee typically charged to buyers who put down less than 20% of the purchase price — and no minimum credit score.

  5. FHA insured loan - Wikipedia

    en.wikipedia.org/wiki/FHA_insured_loan

    Grant types include seller funded programs, the Grant America Program and others, as well as programs that are funded by the federal government, such as the American Dream Down Payment Initiative. Many down payment grant programs are run by state and local governments, often using mortgage revenue bond funds. On May 27, 2006, the Internal ...

  6. Reverse mortgage - Wikipedia

    en.wikipedia.org/wiki/Reverse_mortgage

    The extra $25,000 would be paid from the FHA insurance that was purchased when the HECM loan was originated. A reverse mortgage cannot go upside down. The cost of the FHA mortgage insurance is a one-time fee of 2% of the appraised value of the home, and an annual fee of 0.5% of the outstanding loan balance. [20]

  7. Social Security debate in the United States - Wikipedia

    en.wikipedia.org/wiki/Social_Security_debate_in...

    51% supported reducing Social Security payments to high-income seniors. 42% supported gradually raising the retirement age. [113] A January 2015 Pew Research Center poll indicated that "Making Social Security system sound" was the fifth highest priority of 23 topics. [114]

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