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  2. Payday loans in the United Kingdom - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    The provision of Payday (HTSTC) loans is overseen by the UK's Financial Conduct Authority. FCA data sizes the UK market, in the twelve months to 2018, at 5.4 million loans per year. This is a significant reduction from in 2013, before FCA regulation of the sector, when the market was c. 10 million loans a year.

  3. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 27 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  4. Western Circle - Wikipedia

    en.wikipedia.org/wiki/Western_Circle

    Western Circle (trading as Cashfloat) is a British payday loan company offering "short-term, high-cost credit". [1] The interest charged by the lender is 277.40% pa. The interest is non-compound, as dictated by the FCA. The company declare an APR of 1116% but also claim that the APR measurement is irrelevant for non-compound loans.

  5. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    For example, the average personal loan rate, as of February 2023, comes out to 12.10 percent, while the average payday loan reaches three-digit interest rates. Plus, you’ll be hit with even more ...

  6. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    With payday loans, the lender may only charge a flat fee per $100 borrowed. This can result in a high equivalent APR, even if there is no interest. Read online reviews.

  7. 5 Best Same-Day Loans With Instant Approval - AOL

    www.aol.com/finance/5-best-same-day-loans...

    If you find a lender that approves your loan at a lower rate and the same terms, LightStream will offer a rate lower than theirs by .10 percentage points. Loan terms range from 24 to 240 months.

  8. CashLady - Wikipedia

    en.wikipedia.org/wiki/CashLady

    The ASA believed that this phrase implied that a payday loan would ‘help fund a high-flying celebrity lifestyle’. In July 2013, (one month later) Kerry Katona declared bankruptcy for the second time and was subsequently dropped by Cash Lady after the ASA ruled that Cash Lady could no longer use Katona in adverts due to heavy associations ...

  9. Wonga.com - Wikipedia

    en.wikipedia.org/wiki/Wonga.com

    Wonga.com, also known as Wonga, was a British payday loan firm that was founded in 2006. The company focused on offering short-term, high-cost loans to customers via online applications, [2] and began processing its first loans in 2007. [3]

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