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  2. Credit rating - Wikipedia

    en.wikipedia.org/wiki/Credit_rating

    Looking at rated bonds for 1973–89, the authors found a AAA-rated bond paid 43 "basis points" (or 43/100 of a percentage point) over a US Treasury bond (so that it would yield 3.43% if the Treasury yielded 3.00%). A CCC-rated "junk" (or speculative) bond, on the other hand, paid over 7% (724 basis points) more than a Treasury bond on average ...

  3. Basis point - Wikipedia

    en.wikipedia.org/wiki/Basis_point

    A related concept is one part per ten thousand, ⁠ 1 / 10,000 ⁠.The same unit is also (rarely) called a permyriad, literally meaning "for (every) myriad (ten thousand)". [4] [5] If used interchangeably with basis point, the permyriad is potentially confusing because an increase of one basis point to a 10 basis point value is generally understood to mean an increase to 11 basis points; not ...

  4. Microsoft Excel - Wikipedia

    en.wikipedia.org/wiki/Microsoft_Excel

    Microsoft Excel is a spreadsheet editor developed by Microsoft for Windows, macOS, Android, iOS and iPadOS.It features calculation or computation capabilities, graphing tools, pivot tables, and a macro programming language called Visual Basic for Applications (VBA).

  5. Daily mortgage rates for August 7, 2024: Average 30-year, 15 ...

    www.aol.com/finance/daily-mortgage-rates-for...

    The fixed rate for a 15-year mortgage is 5.99%, down 8 basis points from last week's average 6.07%. These figures are lower than a year ago, when rates averaged 6.90% for a 30-year term and 6.25% ...

  6. Option-adjusted spread - Wikipedia

    en.wikipedia.org/wiki/Option-adjusted_spread

    OAS is usually measured in basis points (bp, or 0.01%). For a security whose cash flows are independent of future interest rates, OAS is essentially the same as Z-spread . Definition

  7. Parts-per notation - Wikipedia

    en.wikipedia.org/wiki/Parts-per_notation

    For instance, a change in an interest rate from 5.15% per annum to 5.35% per annum could be denoted as a change of 20 basis points (per annum). As with interest rates, the words "per annum" (or "per year") are often omitted. In that case, the basis point is a quantity with a dimension of (time −1). [2]

  8. Base point pricing - Wikipedia

    en.wikipedia.org/wiki/Base_point_pricing

    Base point pricing is the system of firms setting prices of their goods based on a base cost plus transportation costs to a given market. [1] Although some consider this a form of collusion between the selling firms (it lowers the ability of buying firms to gain a competitive advantage by location or private transportation), it is common practice in the steel and automotive industries.

  9. Numeric precision in Microsoft Excel - Wikipedia

    en.wikipedia.org/wiki/Numeric_precision_in...

    Excel's storage of numbers in binary format also affects its accuracy. [3] To illustrate, the lower figure tabulates the simple addition 1 + x − 1 for several values of x. All the values of x begin at the 15 th decimal, so Excel must take them into account. Before calculating the sum 1 + x, Excel first approximates x as a binary number