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30 Year Mortgage Rate is at 6.84%, compared to 6.78% last week and 7.29% last year. This is lower than the long term average of 7.72%. The 30 Year Mortgage Rate is the fixed interest rate that US home-buyers would pay if they were to take out a loan lasting 30 years.
Current and historical mortgage rate charts showing average 30-year mortgage rates over time. See today's rates in context.
View data of the average interest rate, calculated weekly, of fixed-rate mortgages with a 30-year repayment term.
Adjust the graph below to see 30-year mortgage rate trends tailored to your loan program, credit score, down payment and location. What is a 30-year fixed-rate mortgage? A 30-year fixed mortgage is a home loan with an interest rate that stays the same over a 30-year period.
View today's mortgage rates and trends on Forbes Advisor. Compare current mortgage rates and APRs to find the loan that best suits your financial situation.
See the mortgage rate a typical consumer might see in the most recent Primary Mortgage Market Survey, updated weekly. The PMMS is focused on conventional, conforming fully-amortizing home purchase loans for borrowers who put 20% down and have excellent credit.
Here are the U.S. weekly average rates from Freddie Mac’s Primary Mortgage Market Survey, as of November 21, 2024: This year, mortgage rates were consistently below 7% until late April, when they crept up to 7.17%. But, by early June, they dropped again and have stayed below 7% since.