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Federal student loan interest rates are fixed for the life of the loan; however, the rates for new loans will change annually, based on the current market. The interest rates for the 2013–2014 academic year are as follows: 3.86% for undergraduate Stafford Loans (both subsidized and unsubsidized) 5.41% for graduate Stafford Loans [6]
For most Stafford loans made before July 1, 2006: Variable rate applies (changing annually with an 8.25% cap). Stafford loans made beginning July 1, 2006: 6.8%. New subsidized Stafford loans to undergraduates beginning July 1, 2008 (per recent budget reconciliation law): 6.0% for a loan first disbursed between July 1, 2008, and June 30, 2009
The Stafford Student Loan Program is a subsidized loan that has been criticized for its lack of reform. Its structure has not changed much since its creation in 1965. Its structure has not changed much since its creation in 1965.
Interest rates on federally subsidized Stafford student loans doubled as of July 1, and since then, Congress has tried to pass a student loan bill that would give students and parents some relief ...
The post Student loan borrowers could get relief under Biden’s latest proposal appeared first on TheGrio. ... For a Federal Stafford Loan, a Direct Subsidized Loan or a Direct Unsubsidized Loan ...
Continue reading ->The post What Is a Stafford Loan and How Do You Qualify? appeared first on SmartAsset Blog. If you’re in search of financial help for higher education, you may have explored ...
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