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2. How to refinance your student loans in 5 steps - AOL

   www.aol.com/finance/refinance-student-loans-5...

   You may also incur higher borrowing costs if you switch from a fixed-rate loan to a variable-rate loan. When in doubt, use a student loan calculator to compare your current loan with any new loans ...

3. The Right Way to Use Student Loans for Living Expenses - AOL

   www.aol.com/way-student-loans-living-expenses...

   Using student loans for living expenses like housing is expected by loan providers. Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 ...

4. Graduated payments - Wikipedia

   en.wikipedia.org/wiki/Graduated_payments

   Graduated payments are repayment terms involving gradual increases in the payments on a closed-end obligation. A graduated payment loan typically involves negative amortization, and is intended for students in the case of student loans, [1] and homebuyers in the case of real estate, [2] who currently have moderate incomes and anticipate their income will increase over the next 5–10 years.

5. How to refinance student loans with a low income - AOL

   www.aol.com/finance/refinance-student-loans-low...

   Refinancing your student loans can shave a big chunk off your monthly payment and reduce the total interest paid over the life of the loan. And when you have a lower income, finding ways to ...

6. Student financial aid in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_financial_aid_in...

   Consolidation loans combine two or more student and/or parent loans into one loan. They are an option for those who find themselves struggling with multiple student loan payments. Consolidation loans are available for most federal loan types, and some private lenders offer private consolidation loans for private education loans. [10]

7. Pay As You Earn - Wikipedia

   en.wikipedia.org/wiki/Pay_As_You_Earn

   President Obama's 2015 budget proposed substantial changes to the Pay as You Earn program. In addition to extending the program to all borrowers, regardless of when their first loans were disbursed, it proposed certain limits to PAYE that are designed to "protect against institutional practices that may further increase student indebtedness, while ensuring the program provides sufficient ...

8. Student loan guidelines for getting a mortgage - AOL

   www.aol.com/finance/student-loan-guidelines...

   Fannie Mae. Monthly student loan payment as listed on credit report or student loan statement; if deferred or in forbearance, either 1% of balance or one monthly payment

9. Student loan forbearance vs. deferment: Key differences and ...

   www.aol.com/finance/student-loan-forbearance-vs...

   The type of student loan(s) you have: Private lenders may or may not offer deferment or forbearance options, and the rules and eligibility requirements could look drastically different from ...