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  2. Solidarity lending - Wikipedia

    en.wikipedia.org/wiki/Solidarity_lending

    Solidarity lending involves collateral-free loans through solidarity groups and village organizations like this one in Bangladesh. Solidarity lending is a lending practice where small groups borrow collectively and group members encourage one another to repay. It is an important building block of microfinance.

  3. How to get a small business loan without collateral

    www.aol.com/finance/small-business-loan-without...

    Bankrate insight. As of March 2024, for fiscal year 2024, 29.9 percent of 7(a) loans were approved for $50,000 and under. New businesses with under two years of experience made up just 18 percent ...

  4. Microcredit - Wikipedia

    en.wikipedia.org/wiki/Microcredit

    Microcredit is the extension of very small loans (microloans) to impoverished borrowers who typically lack collateral, steady employment, and a verifiable credit history. It is designed to support entrepreneurship and alleviate poverty. Many recipients are illiterate, and therefore unable to complete paperwork required to get conventional loans.

  5. Alternatives to unsecured business loans - AOL

    www.aol.com/finance/alternatives-unsecured...

    Most SBA loans over $50,000 require some form of collateral based on the lender’s non-SBA-guaranteed commercial loan policies. Examples of SBA collateral include real estate, inventory and ...

  6. Personal loan vs. the store’s no-interest loan for furniture

    www.aol.com/finance/personal-loan-vs-store-no...

    Furniture may be used as collateral to secure the loan. No. No-interest in-store loan. When a store advertises 0 percent interest rates, the loan isn’t completely interest free. An interest rate ...

  7. Unsecured debt - Wikipedia

    en.wikipedia.org/wiki/Unsecured_debt

    The interest paid on a personal loan is in most cases higher than that payable on secured loans. [4] Consumer durable loan – In the retail sector or e-commerce, a growing number of merchants have embraced point-of-sale financing. It is commonly called consumer finance. On the spot no-cost EMI option is given.

  8. Business loan - Wikipedia

    en.wikipedia.org/wiki/Business_loan

    Some online originate loans from their own capital. Others may use a “marketplace” model, in which they match borrowers to loan products from a variety of lenders. Popular business loan products that online lenders offer include: term loans, lines of credit and merchant cash advance. Others use crowdfunding platforms that allow businesses ...

  9. Hard money lending: Guide to hard money loans and lenders - AOL

    www.aol.com/finance/hard-money-lending-guide...

    Hard money loans, also called bridge loans, are short-term loans commonly used by investors, such as house flippers or developers who renovate properties to sell. They might also be a solution if ...

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