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2. Do you need full-coverage car insurance? What it is, when it ...

   www.aol.com/finance/full-coverage-car-insurance...

   To use this rule, multiply your annual insurance premium by 10 and compare it to your car's value. If your car is worth less than that amount, you might be overinsuring.

3. What's covered when someone else drives your car ... - AOL

   www.aol.com/whats-covered-someone-else-drives...

   Most Policies Include It: The vast majority of standard car insurance policies include permissive use coverage. It's a widely accepted practice within the insurance industry. It's a widely ...

4. 5 car insurance myths — debunked: Red cars, rate negotiations ...

   www.aol.com/finance/car-insurance-myth-212820623...

   A commonly required liability insurance is $25,000/$50,000/$25,000. Here's how it breaks down: $25,000/$50,000 for personal injury (PI) liability.

5. Vehicle insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance_in_the...

   Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...

6. Usage-based insurance - Wikipedia

   en.wikipedia.org/wiki/Usage-based_insurance

   Usage-based insurance (UBI), also known as pay as you drive (PAYD), pay how you drive (PHYD) and mile-based auto insurance, is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place.

7. Auto insurance risk selection - Wikipedia

   en.wikipedia.org/wiki/Auto_insurance_risk_selection

   Current insurance rating systems also provide discounts and surcharges for some types of use of the vehicle, equipment on the vehicle and type of driver. Common surcharges and discounts include: Surcharges: Business use. Discounts: Safety equipment on the vehicle airbags, and antilock brakes; theft control devices passive systems (e.g.