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Steve Michell, a 52-year-old engineer from Texas, spent five years trying to achieve a perfect credit score of 850. He closed certain credit cards, tweaked balances and mastered the art of ...
I spent several years slowly building up my score by paying my credit card bills on time, and eventually earned my current score of 769. Credit scores range from 300 to 850.
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The average FICO Score 8 in the US was 710 in 2020 [20] and 716 in April 2021. [21] The FICO bankcard score, FICO auto score, FICO personal finance score, and FICO installment loan score are between 250 and 900. The FICO Mortgage Score and FICO Score XD 2 are between 300 and 850. [22] [23] Higher scores indicate lower credit risk. [24]
This guide goes over the main determinants of your credit score, which factors matter the most and more.
If you have a FICO credit score over 800, your credit is considered exceptional — and, 24.1 percent of the scorable population had credit scores in the 800 to 850 range in April 2023, according ...
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