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  2. Tax Refund Loans: How To Get an Advance in 2025 - AOL

    www.aol.com/tax-refund-loans-advance-2023...

    A tax refund advance loan is a short-term loan issued by banks, which have the benefit of being members FDIC, and non-bank lenders. These loans are secured by the borrower’s anticipated tax refund .

  3. Refund anticipation loan - Wikipedia

    en.wikipedia.org/wiki/Refund_anticipation_loan

    Use of tax-time financial products, such as refund anticipation loans, in 2016. Refund anticipation loan (RAL) is a short-term consumer loan in the United States provided by a third party against an expected tax refund for the duration it takes the tax authority to pay the refund.

  4. Cash-strapped Americans paid nearly $850M to get their tax ...

    www.aol.com/finance/cash-strapped-americans-paid...

    TIGTA’s review of tax providers offering early refund products found that one provider charged almost 36% on refund anticipation loans issued from November 1, 2023, to December 31, 2023, with a ...

  5. Some tax refunds can come with hidden fees, government report ...

    www.aol.com/tax-refunds-come-hidden-fees...

    Of those, about 96% used a refund anticipation check, or RAC, the Treasury Inspector General for Tax Administration estimated in a report last week. Another 4% used a refund anticipation loan, or RAL.

  6. Experts Say Tax Refund Advances Are Ill-Advised — What To ...

    www.aol.com/experts-tax-refund-advances-ill...

    What Is a Tax Refund Advance / Refund Anticipation Loan (RAL)? Regardless of what a third party calls it, a tax return advance is a type of loan administered by a tax preparation company that ...

  7. Tax refund - Wikipedia

    en.wikipedia.org/wiki/Tax_refund

    Refund anticipation loans are a common means to receive a tax refund early, but at the expense of high fees that can reach over 200% annual interest. [9] In the 1990s, refunds could take as long as twelve weeks to come back to the taxpayer; the average time for a refund is six weeks, [ 10 ] with refunds from electronically filed returns coming ...

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