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2. No-closing-cost refinance: What it is and how it works - AOL

   www.aol.com/finance/no-closing-cost-refinance...

   Loan origination fee: Lenders typically charge an upfront fee to cover the costs they incur processing a new loan. Credit check fee: Your credit score and profile are a key part of the lender’s ...

3. Loan modification in the United States - Wikipedia

   en.wikipedia.org/wiki/Loan_modification_in_the...

   The Program will share with the lender/investor the cost of reductions in monthly payments from 38% DTI to 31% DTI. Servicers that modify loans according to the guidelines will receive an up-front fee of $1,000 for each modification, plus “pay for success” fees on still-performing loans of $1,000 per year.

4. California Department of Financial Protection and Innovation

   en.wikipedia.org/wiki/California_Department_of...

   The California Consumer Financial Protection Law (CCFPL) gave the DFPI expanded enforcement powers to protect California consumers from unfair, deceptive, or abusive practices committed by unlicensed financial services or products; COVID-19 pandemic-inspired scams; and a regulatory retreat by some federal agencies, most notably the Consumer ...

5. Commercial lender (U.S.) - Wikipedia

   en.wikipedia.org/wiki/Commercial_lender_(U.S.)

   Commercial lenders include commercial banks, mutual companies, private lending institutions, hard money lenders and other financial groups. These lenders typically have widely varying standards on which they base their loan criteria and evaluate potential borrowers—but are often focused exclusively on the private market and have more lenient financial qualifications than banks.

6. New California law will ban hidden fees. What does it mean ...

   www.aol.com/news/california-law-ban-hidden-fees...

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7. New California law will ban hidden fees. What does it mean ...

   www.aol.com/california-law-ban-hidden-fees...

   There’s no current law regulating hidden fees in California. There are similar California laws surrounding “unfair methods of competition” including advertising without the intent to sell. A ...