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  2. Chip Authentication Program - Wikipedia

    en.wikipedia.org/wiki/Chip_Authentication_Program

    In all three modes, the CAP reader asks the EMV card to output a data packet that confirms the cancellation of a fictitious EMV payment transaction, which involves the details entered by the user. This confirmation message contains a message authentication code (typically CBC-MAC / Triple DES ) that is generated with the help of a card-specific ...

  3. CCID (protocol) - Wikipedia

    en.wikipedia.org/wiki/CCID_(protocol)

    Chip card interface devices come in a variety of forms. The smallest CCID form is a standard USB dongle and may contain a SIM card or Secure Digital card inside the USB dongle. [ citation needed ] Another popular interface is a USB smart card reader keyboard , which in addition to being a standard USB keyboard, has an built-in slot for ...

  4. Payment terminal - Wikipedia

    en.wikipedia.org/wiki/Payment_terminal

    PAX Technology S90 credit card terminal with a Visa card inserted.. A payment terminal, also known as a point of sale (POS) terminal, credit card machine, card reader, PIN pad, EFTPOS terminal (or by the older term as PDQ terminal which stands for "Process Data Quickly" [1]), is a device which interfaces with payment cards to make electronic funds transfers.

  5. MIFARE - Wikipedia

    en.wikipedia.org/wiki/MIFARE

    This makes it possible to use the same card with both readers that can read MIFARE Classic products (with sectors protected by 48-bit CRYPTO1 keys, "Security Level 1") and readers that can read MIFARE Plus products (with sectors protected by 128-bit AES keys, "Security Level 3"). This feature is intended to make it easier to gradually migrate ...

  6. How to make payments with your phone - AOL

    www.aol.com/finance/payments-phone-164336000.html

    Once your credit cards are set up within the app, you can begin using Samsung Pay to make credit card phone payments. ... Simply unlock your phone, hold it above the Tap to Pay card reader, and ...

  7. Secure access module - Wikipedia

    en.wikipedia.org/wiki/Secure_access_module

    A Secure Access Module (SAM), also known as a Secure Application Module, is a piece of cryptographic hardware typically used by smart card card readers to perform mutual key authentication. [ 1 ] [ 2 ] [ 3 ] SAMs can be used to manage access in a variety of contexts, such as public transport fare collection and point of sale devices.

  8. Card reader - Wikipedia

    en.wikipedia.org/wiki/Card_reader

    A card reader is a data input device that reads data from a card-shaped storage medium and provides the data to a computer. Card readers can acquire data from a card via a number of methods, including: optical scanning of printed text or barcodes or holes on punched cards, electrical signals from connections made or interrupted by a card's punched holes or embedded circuitry, or electronic ...

  9. Contactless payment - Wikipedia

    en.wikipedia.org/wiki/Contactless_payment

    EMV contactless symbol used on compatible payment terminals. EMV stands for "Europay, Mastercard, and Visa", the three companies that created the standard.Contactless payment systems are credit cards and debit cards, key fobs, smart cards, or other devices, including smartphones and other mobile devices, that use radio-frequency identification (RFID) or near-field communication (NFC) for ...