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2. Small Business Health Options Program - Wikipedia

   en.wikipedia.org/wiki/Small_Business_Health...

   While SHOP was available for 2014, this is the first year that small employers in 14 states can apply online. Before 2015 employers who provided health insurance to their employees typically worked with an insurance broker and one health insurance company. In 2015, they however can offer their employees a choice of insurance companies.

3. Small Business Insurance: What Coverage Do You Need? - AOL

   www.aol.com/small-business-insurance-coverage...

   Proper insurance coverage protects your small business from unexpected circumstances and costs. Yet, according to the 2023 Hiscox Underinsurance Report, 75% of small businesses in the U.S. don’t ...

4. A comprehensive guide to small business insurance: Here’s how ...

   www.aol.com/finance/comprehensive-guide-small...

   Starting your own business requires a significant investment of both time and money. Millions of people continue to step up to the challenge with 33 million small businesses active in the U.S. as ...

5. Self-funded health care - Wikipedia

   en.wikipedia.org/wiki/Self-funded_health_care

   Self-funding involves a transfer of risk from the employee and his/her dependents to the employer directly. Self-funded health plans pay health claims out of plan assets; there is no element of traditional insurance on these programs, and the employer assumes all additional liability for claims that have not been paid by plan (trust) assets.

6. Essential health benefits - Wikipedia

   en.wikipedia.org/wiki/Essential_health_benefits

   The essential health benefits are a minimum federal standard and "states may require that qualified health plans sold in state health insurance exchanges also cover state-mandated benefits." [ 1 ] : 3 The act gives "considerable discretion" to the Secretary of Health and Human Services to determine, through regulation, what specific services ...

7. Types of business insurance - AOL

   www.aol.com/finance/types-business-insurance...

   General liability insurance. This insurance policy steps in if you find yourself in legal trouble. If someone sues you — say they slip and fall at your business or accuse you of slandering them ...