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2. Ringtone - Wikipedia

   en.wikipedia.org/wiki/Ringtone

   A ringtone maker is an application that converts a user chosen song or other audio file for use as a ringtone of a mobile phone. The ringtone file is installed in the mobile phone either by direct cable connection, Bluetooth, text messaging, or e-mail. On many websites, users may create ringtones from digital music or audio.

3. Ringdroid - Wikipedia

   en.wikipedia.org/wiki/Ringdroid

   There are also inputs for numerical values for the start and end points and controls to zoom in and out on the waveform. Users can save files as a ringtone, an alarm or a notification. Ringdroid does not have the ability to fade or loop. [1] Ringdroid supports MP3, WAV, OGG Vorbis, [5] AAC, MP4, 3GPP, and AMR file formats [6]

4. Nokia tune - Wikipedia

   en.wikipedia.org/wiki/Nokia_tune

   The Nokia tune is a phrase from a composition for solo guitar, Gran Vals, composed in 1902 by the Spanish classical guitarist and composer Francisco Tárrega. [1] It has been associated with Finnish corporation Nokia since the 1990s, becoming the first identifiable musical ringtone on a mobile phone; Nokia selected an excerpt to be used as its default ringtone.

5. Audio converter - Wikipedia

   en.wikipedia.org/wiki/Audio_converter

   M4A (MPEG-4 Audio): A compressed format often used with Apple devices, similar to MP3 but potentially offering higher quality at the same bitrate. FLAC (Free Lossless Audio Codec): A lossless compression format that maintains the original audio quality but creates files larger than MP3s. OGG Vorbis: An open-source, lossless compression format ...

6. Synthetic music mobile application format - Wikipedia

   en.wikipedia.org/wiki/Synthetic_music_mobile...

   The file extension for SMAF is .MMF and is common as ringtones for mobile phones with one of five sound chips. SMAF resembles MIDI , but also supports graphics and PCM sound playback. Its MIDI playback is produced via FM synthesis or PCM sample-based synthesis , where instrument data (parameters and/or PCM samples) is stored within the .MMF ...

7. Savings interest rates today: Boost your holiday budget at up ...

   www.aol.com/finance/savings-interest-rates-today...

   Traditional savings account rates. The Federal Deposit Insurance Corporation tracks monthly average interest rates paid on savings and other deposit accounts, like certificates of deposit, that ...