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  2. How Do Hard Money Loans Work? Here’s What Real Estate ... - AOL

    www.aol.com/hard-money-loans-real-estate...

    The hard money lender approves a loan in the amount of $170,000 — well within the typical loan limit of 70% of after-repair value. The loan term is 12 months, and the lender charges a 15% fixed ...

  3. Hard money lending: Guide to hard money loans and lenders - AOL

    www.aol.com/finance/hard-money-lending-guide...

    Real estate investors commonly rely on hard money loans to manage multiple flip projects. Hard money loans deliver cash quickly but at a higher interest rate compared to other types of financing.

  4. Hard money loan - Wikipedia

    en.wikipedia.org/wiki/Hard_money_loan

    A hard money loan is a specific type of asset-based loan: a financing instrument through which a borrower receives funds secured by real property. Interest rates are typically higher than conventional commercial or residential property loans because of the higher risk and shorter duration of the loan.

  5. Hard Money Loans: Definition and Pros & Cons - AOL

    www.aol.com/finance/hard-money-loans-definition...

    Hard money loans are a type of short-term mortgage loan that's secured by a property. They can also be referred to as bridge loans. You might consider a hard money loan if you're interested in ...

  6. Asset-based lending - Wikipedia

    en.wikipedia.org/wiki/Asset-based_lending

    Asset-based lending is any kind of lending secured by an asset. This means, if the loan is not repaid, the asset is taken. In this sense, a mortgage is an example of an asset-based loan. More commonly however, the phrase is used to describe lending to business and large corporations using assets not normally

  7. Creative financing - Wikipedia

    en.wikipedia.org/wiki/Creative_financing

    Hard money loans are made to real estate investors for the purpose of investing in and rehabbing real estate. Rates are a little higher than borrowing directly from a private lender, as the hard money lender may also be collecting yield spread. The hard money lender will also charge points of 3% to 6% or more. [1] These points are often paid up ...

  8. Residential Hard Money Loans: What They Are and When To ... - AOL

    www.aol.com/residential-hard-money-loans-one...

    A residential hard money loan is a way for borrowers to get money for a home purchase without using traditional lenders. Hard money loans don't use traditional forms of credit for approval but ...

  9. Private money - Wikipedia

    en.wikipedia.org/wiki/Private_money

    Private money is a commonly used term in banking and finance. It refers to lending money to a company or individual by a private individual or organization. While banks are traditional sources of financing for real estate, and other purposes, private money is offered by individuals or organizations and may have non traditional qualifying guidelines.