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Discover Financial Services, Inc. is an American financial services company that owns and operates Discover Bank, an online bank that offers checking and savings accounts, personal loans, home equity loans, and credit cards. It also owns and operates the Discover and Pulse networks, and owns Diners Club International.
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Most cards with the Discover brand are issued by Discover Bank, formerly the Greenwood Trust Company. Discover transactions are processed through the Discover Network payment network . In 2005, Discover Financial Services acquired Pulse , an electronic funds transfer network, allowing it to market and issue debit and ATM cards.
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This restructure led to the transfer of RMBH's entire stake in Discovery Limited to RMI Holdings. In September 2015, Discovery Limited announced its intention to set up a retail banking subsidiary with an initial $150 million investment. [11] In March 2019, Discovery Limited launched Discovery Bank, the world's first behavioural bank. [12]