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  2. 6 Things You Need To Do When Considering a Government ... - AOL

    www.aol.com/finance/6-things-considering...

    If you're considering refinancing your government-backed or conventional mortgage, a government-backed refinance could be a good choice. These loans, guaranteed by agencies like the FHA, VA and ...

  3. Looking to refinance your FHA mortgage? Make it easier and ...

    www.aol.com/finance/looking-refinance-fha...

    Hold a government-back mortgage: In addition to FHA-backed loans, mortgages backed by the U.S. Department of Agriculture’s (USDA) or the Department of Veterans Affairs (VA) also qualify.

  4. Streamline refinancing - Wikipedia

    en.wikipedia.org/wiki/Streamline_refinancing

    Streamline refinancing reuses the original paperwork from a home loan, allowing someone to refinance the property before private mortgage insurance or insurance rates rise. The FHA streamline refinancing program requires no repairs be made to the property except for the removal of lead-based paint. [6]

  5. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

  6. Mortgage and refinance rates for Dec. 17, 2024: Average ... - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    The current average interest rate for a 30-year fixed mortgage is 6.79% for purchase and 6.76% for refinance, down 1 basis point from 6.80% for purchase and 1 basis point from 6.77% for refinance ...

  7. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620

  8. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    It may help to use a mortgage refinance calculator to figure out monthly payments. ... so you’re refinancing a home loan into one partner’s name — avoid refinancing if you can’t get a ...

  9. Disability Loans: What Are They and How Do They Work? - AOL

    www.aol.com/finance/disability-loans-164108036.html

    A disability loan is a personal loan you can use for necessary, everyday expenses like groceries, bills or mortgage payments if your disability has rendered you unable to work. These loans are ...

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