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  2. Small Business Insurance: What Coverage Do You Need? - AOL

    www.aol.com/small-business-insurance-coverage...

    Proper insurance coverage protects your small business from unexpected circumstances and costs. Yet, according to the 2023 Hiscox Underinsurance Report, 75% of small businesses in the U.S. don’t ...

  3. A comprehensive guide to small business insurance: Here’s how ...

    www.aol.com/finance/comprehensive-guide-small...

    The cost of small business insurance depends on several factors, including your company's location, size and industry. BOP coverage, which bundles common insurance types onto one simple policy ...

  4. Types of business insurance - AOL

    www.aol.com/finance/types-business-insurance...

    According to Progressive, in 2022, the average general liability policy cost new customers $72 a month ... That said, your small business insurance cost depends on what your business does, where ...

  5. Commercial general liability insurance - Wikipedia

    en.wikipedia.org/wiki/Commercial_general...

    Whether or not general liability insurance covers construction defects or "faulty workmanship" is a matter of some debate, as some insurers have viewed poor workmanship as a risk that is covered by a surety bond rather than an insurance policy given that a construction professional may have some influence (through attention to detail, skill, and effort) over whether such a defect occurs.

  6. Liability insurance - Wikipedia

    en.wikipedia.org/wiki/Liability_insurance

    Commercial liability is an important segment for the insurance industry. With premium income of USD 160 billion in 2013, it accounted for 10% of global non-life premiums of USD 1 550 billion, or 23% of the global commercial lines premiums.

  7. Rate making - Wikipedia

    en.wikipedia.org/wiki/Rate_making

    The following are fundamental terms that are commonly used in rate making. A rate "is the price per unit of insurance for each exposure unit, which is the unit of measurement used in insurance pricing". The exposure unit is used to establish insurance premiums by examining parallel groups. [1]

  8. Why Liability Insurance Is a Must for Any Small Business - AOL

    www.aol.com/why-liability-insurance-must-small...

    The median cost of a liability suit is $54,000. ... To get the best price, work with an independent insurance agent. ... If you own a small business, liability insurance will make sure your ...

  9. Georgia Gov. Kemp wants to limit lawsuits. But would that ...

    www.aol.com/georgia-republicans-push-limit...

    Changes could reduce liability insurance costs for businesses and commercial property owners. The evidence is mixed on whether it would drive large premium reductions for car and other types of ...

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