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  2. Loan officer - Wikipedia

    en.wikipedia.org/wiki/Loan_officer

    Loan officers evaluate, authorize, or recommend approval of loan applications for people and businesses. [ 1 ] Most loan officers are employed by commercial banks , credit unions , mortgage companies, and related financial institutions .

  3. Educational inflation - Wikipedia

    en.wikipedia.org/wiki/Educational_inflation

    There are some occupations that used to require a primary school diploma, such as construction worker, shoemaker, and cleaner, now require a high school diploma. Some that required a high school diploma, such as construction supervisors, loans officers, insurance clerks, and executive assistants, [4] are increasingly requiring a bachelor's degree.

  4. Mortgage loan originators: What are they and what do ... - AOL

    www.aol.com/finance/mortgage-loan-originators...

    Do loan officers need to be licensed? Yes, loan officers need a license. They can receive a state license, with requirements varying from state to state, or a federal license.

  5. Mortgage broker - Wikipedia

    en.wikipedia.org/wiki/Mortgage_broker

    Loan officers who work for a depository institution are required to be registered with the NMLS, but not licensed. Typically, a mortgage broker will make more money per loan than a loan officer, but a loan officer can use the referral network available from the lending institution to sell more loans.

  6. Business loan requirements: 8 things you will need - AOL

    www.aol.com/finance/business-loan-requirements-8...

    When a business applies for a loan, lenders use this information to assess risk and determine if the business has the capacity to repay the loan. The ratio varies from lender to lender, but a DSCR ...

  7. Mortgage seasoning: What is it and what are the requirements?

    www.aol.com/finance/mortgage-seasoning...

    Seasoning requirements can also apply to getting a loan after bankruptcy or foreclosure, and to mortgage refinances. For mortgages, money becomes "seasoned" after it's been in an established ...

  8. Mortgage origination - Wikipedia

    en.wikipedia.org/wiki/Mortgage_origination

    The application is filled out by the borrower, either through self-services or with the help of a loan officer. Processing: loan processors ensure accurate packaging of the loan, which includes ensuring that all loan documentation is complete, verified, and compliant for underwriting. The loan processor then orders services and coordinates loan ...

  9. Why so few banks refinance student loans - AOL

    www.aol.com/finance/why-few-banks-refinance...

    Education Loan Finance: Best for borrowers with co-signers or established financial histories ... such as private student loan disclosure requirements. ... chief marketing officer of student loan ...

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