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Private student loans generally have tougher eligibility requirements than federal loans. In addition to age, income and credit score minimums, students must be enrolled at an eligible school and ...
How to refinance student loans with bad credit. Refinancing student loans can be a great way to save money on your educational debt. Yet many private lenders require a minimum credit score in the ...
There are several types of private student loans, including degree-specific loans, international student loans, bad credit loans, state-specific loan programs, income share agreements, parent ...
A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never ...
Key takeaways. Private student loans can help cover any funding gaps for college — ideally, after you've exhausted your federal loan eligibility and applied for grants and scholarships.
Student loan refinancing can help some borrowers save money by allowing them to swap out their existing loans with a new private loan with a lower rate. That said, it’s not the right choice for ...
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