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  2. 6 best reasons to refinance your student loans in 2019 - AOL

    www.aol.com/2019-01-16-6-best-reasons-to...

    Refinancing can be a great way to snag a better interest rate and eliminate a bunch of headaches in the process. 6 best reasons to refinance your student loans in 2019 Skip to main content

  3. What is student loan refinancing and how does it work? - AOL

    www.aol.com/finance/student-loan-refinancing...

    Student loan refinancing is when you apply for a new loan to pay off your current student loans, usually to lower your interest rate or extend your payoff timeline.

  4. Pros and cons of refinancing student loans - AOL

    www.aol.com/finance/pros-cons-refinancing...

    Refinancing student loans can be a tempting option for those struggling with high monthly payments and interest rates. After all, by combining multiple loans into a single loan with lower interest ...

  5. Student loan - Wikipedia

    en.wikipedia.org/wiki/Student_loan

    Federal student loan interest rates are established by Congress and listed in § 20 U.S.C. § 1087E(b). Because the interest rates are established by Congress, interest rates are a political decision. In 2010, the federal student loan program ran a multibillion-dollar "negative subsidy", or profit, for the federal government.

  6. Student debt - Wikipedia

    en.wikipedia.org/wiki/Student_debt

    The direct subsidized loan with the maximum amount of $5,500 has an interest rate of 4.45%, while the direct plus loan with the maximum amount of $20,500 has an interest rate of 7%. [45] As for private loans, there are more options like fixed interest rates, variable interest rates, and income-based monthly plans, whose interest rates vary ...

  7. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    In 10 years, the loan program experienced 230% growth in the loan portfolio and 130% growth in the loan recipients. Student loan debt in 2019 is the highest it has ever been. According to the latest loan debt statistics, student loan debt has become the second highest consumer debt category behind mortgage debt. [15]

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