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A multiple casualty incident is one in which there are multiple casualties. The key difference from a mass casualty incident is that in a multiple casualty incident the resources available are sufficient to manage the needs of the victims. The issue of resource availability is therefore critical to the understanding of these concepts.
This is called double indemnity coverage and is often available even when accidental death insurance is merely an add-on to a regular life insurance plan. Some of the covered accidents include traffic accidents , exposure, homicide , falls, heavy equipment accidents and drowning .
Mass fatality incidents may or may not be a result of a mass casualty incident, which is considered a different type of incident and usually focuses more on managing the surviving victims of an incident. Mass fatality and mass casualty incidents may, and often do, occur simultaneously. Mass fatality incidents, differ from mass casualty ...
Like accident insurance, disability insurance pays the insured directly if they are injured in a way covered by the policy. However, disability insurance only pays if the injury prevents the insured from working. [3] Accident insurance benefits are paid whether or not the insured misses work as a result of the accident.
This is a list of accidents and disasters by death toll. It shows the number of fatalities associated with various explosions , structural fires , flood disasters , coal mine disasters , and other notable accidents caused by negligence connected to improper architecture , planning , construction , design , and more.
Houser, the terrorism and mass-casualty researcher, said vehicle attacks are a concerningly easy way to rapidly kill and injure a large number of people because the attack starts and finishes ...
A natural disaster is a sudden event that causes widespread destruction, major collateral damage, or loss of life, brought about by forces other than the acts of human beings. A natural disaster might be caused by earthquakes, flooding, volcanic eruption, landslide, hurricanes, etc.
Another method is the use of HAZUS, a computerized procedure for loss estimation. As with flood insurance or insurance on damage from a hurricane or other large-scale disasters, insurance companies must be careful when assigning this type of insurance, because an earthquake strong enough to destroy one home will probably destroy dozens of homes ...