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The KiwiSaver scheme logo. KiwiSaver is a New Zealand savings scheme which has been operating since 2 July 2007. Participants can normally access their KiwiSaver funds only after the age of 65, but can withdraw them earlier in certain limited circumstances, for example if undergoing significant financial hardship or to use a deposit for a first home.
The scheme is voluntary, work-based and managed by private-sector companies called "KiwiSaver providers". As of 2014 KiwiSaver had 2.3 million active members (60.9% of New Zealand's population under 65). NZ$4 billion was contributed annually, and a total of NZ$19.1 billion has been contributed since 2007.
In 2017, ANZ announced it would sell its online sharebroking service, Direct Broking, to investment bank, First NZ Capital (FNZC), for an undisclosed sum. [22] The sale was completed in December 2018. [23] In 2019, Antonia Watson replaced David Hisco as CEO of ANZ NZ. [24] In 2020, ANZ sold UDC Finance for $794 million to Shinsei Bank. [25]
Kiwibank is similar in some respects to an earlier post office-based bank owned by the New Zealand Government. The New Zealand Post Office Bank was established in 1867. In 1987, the bank was corporatised and separated from New Zealand Post and Telecom New Zealand to form a stand-alone company – PostBank.
Application forms are the second most common hiring instrument next to personal interviews. [9] Companies will occasionally use two types of application forms, short and long. [citation needed] They help companies with initial screening and the longer form can be used for other purposes as well [clarify]. The answers that applicants choose to ...
The First Labour Government of New Zealand was the government of New Zealand from 1935 to 1949. Responsible for the realisation of a wide range of progressive social reforms [1] during its time in office, it set the tone of New Zealand's economic and welfare policies until the 1980s, establishing a welfare state, a system of Keynesian economic management, and high levels of state intervention.
Helen Elizabeth Clark ONZ SSI PC (born 26 February 1950) is a New Zealand politician who served as the 37th prime minister of New Zealand from 1999 to 2008 and was the administrator of the United Nations Development Programme from 2009 to 2017.
For example, application of the model often indicates that the neutral category does not represent a level of attitude or trait between the disagree and agree categories. Not every set of Likert scaled items can be used for Rasch measurement. The data has to be thoroughly checked to fulfill the strict formal axioms of the model.