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  2. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    FHA loan: Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 ...

  3. How to find a good real estate agent: An 8-step guide for buyers

    www.aol.com/finance/good-real-estate-agent...

    This is an important one: Whether they represent the buyer or seller in a transaction, real estate agents earn a commission on the deal, usually a percentage of the home’s sale price. Each agent ...

  4. How to compare lenders for first-time homebuyers - AOL

    www.aol.com/finance/compare-lenders-first-time...

    The best mortgage lenders for first-time buyers generally offer specific programs that allow you to put less money down. For first-time homeowners, lenders can often approve a loan with as little ...

  5. First-time buyer - Wikipedia

    en.wikipedia.org/wiki/First-time_buyer

    The Lifetime ISA gives a similar 25% top-up from the government towards a First Time Buyer's home purchase, but also gives the flexibility to save the money and the top-up for retirement. [19] The First Homes Scheme was launched in June 2021, which enabled first-time buyers, local people and key workers to purchase a property at a discounted rate.

  6. FHA insured loan - Wikipedia

    en.wikipedia.org/wiki/FHA_insured_loan

    The FHA makes provisions for home buyers who have recovered from "economic events". Via the Back To Work - Extenuating Circumstances program, the FHA reduces its standard, mandatory three-year application waiting period for buyers with a history of foreclosure, short sale or deed-in-lieu; and two-year application waiting period after a Chapter ...

  7. Mortgage and refinance rates for Feb. 18, 2025: Rates hover ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    Effective August 17, 2024, real estate agents are required to provide interested buyers with a representation agreement before touring a home. This agreement is a new step designed to introduce ...

  8. Starter home - Wikipedia

    en.wikipedia.org/wiki/Starter_home

    A starter home in the United Kingdom is a house sold at a 20% discount to first time buyers under 40. [9] Starter homes are a policy of the Conservative Government. Starter homes are being introduced in the Housing and Planning Bill 2015-16. The National Housing Federation have described starter homes as “yet another short-term initiative ...

  9. Buyer brokerage - Wikipedia

    en.wikipedia.org/wiki/Buyer_brokerage

    A buyer brokerage or buyer agency is the practice of real estate brokers and their agents representing a buyer in a real estate transaction rather than, by default, representing the seller either directly or as a sub-agent. In the United Kingdom and Australia, the most common term is buying agent.

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