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The IRS places contribution limits on 401(k)s: For 2024, the contribution limit is $23,000, with an additional $7,500 allowed in catch-up contributions for workers who are age 50 or older.
For 2024 and 2025, you can contribute as much as $23,000 to your 401(k). Dig deeper: 12 states with the lowest average 401(k) balances. How much do you need to retire?
Before exploring how to max out your contributions, it’s helpful to understand how much you can contribute. In 2024, the 401(k) contribution limit is $23,000, which is up from $22,500 in 2023.
This year, that requires you to contribute $23,000 if you're under the age of 50, or $30,500 if you're 50 or older. In 2025, 401(k) limits are going up. The maximum allowable contribution for ...
How much are you allowed to contribute to your 401(k)? In 2024, you can contribute $23,000 -- plus an additional $7,500 if you're age 50 or older. The contribution maximum, including employer ...
For example, if you earn $100K and your employer matches 100% of contributions up to 4%, you should contribute at least $4,000 in 2025 to avoid leaving free money on the table.
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