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  2. Using 401(k) Money to Pay Off a Mortgage - AOL

    www.aol.com/ask-advisor-smart-pay-off-100000989.html

    Is it smart to pay off my mortgage with money from my 401(k) and save $800 more per month? The mortgage balance is $60,000. – Robert Many people consider paying off their mortgage to be a "must ...

  3. Should I Use My 401(k) to Pay Off My Mortgage? - AOL

    www.aol.com/401-k-pay-off-mortgage-140056496.html

    Reduced Retirement Assets: Paying off your mortgage with your 401(k) can significantly eat into your retirement assets, especially if you have a large balance left to pay. For instance, if you ...

  4. What are the monthly payments on a $400,000 mortgage? - AOL

    www.aol.com/finance/400000-mortgage-payment...

    Based on this guideline, your household should aim for a monthly before-tax income of $10,204 — or an annual gross income of about $122,488 ($10,204 x 12) — to comfortably afford a $400,000 ...

  5. I’m 67 years old and withdrew $85K from my 401(k) to help my ...

    www.aol.com/finance/m-67-years-old-withdrew...

    Medicare Part B and D premiums are calculated based on individual tax return numbers, and at below $103,000, the monthly premium for Part B comes to $174.70 in 2024, with no extra charge for Part D.

  6. What does it take to retire with a comfy $10,000/month in ...

    www.aol.com/finance/does-retire-comfy-10-000...

    The rule is simple: your balanced retirement portfolio should last you 30 years if you withdraw 4% in the first year and then adjust the amount each year after that based on inflation.

  7. 5 ways to tell if you’re on track for retirement — and 5 ...

    www.aol.com/finance/5-ways-tell-track-retirement...

    For 2025, employees aged 50 and up who participate in most 401(k) plans or the federal government’s Thrift Savings Plan can save up to $31,000 annually, including a $7,500 catch-up contribution.

  8. Mortgage Interest Deduction: Limits and How It Works - AOL

    www.aol.com/finance/mortgage-interest-deduction...

    To understand how it works, take a look at this mortgage interest deduction example: If you purchase a $400,000 home with a 20% down payment and take out a 30-year, fixed-rate loan with a 7% ...

  9. My wife and I are in our 30s, earn $167K/year, and are ... - AOL

    www.aol.com/finance/wife-30s-earn-167k-pondering...

    My wife and I are in our 30s, earn $167K/year, and are pondering a $5K/month mortgage for our ‘forever’ dream home. Is it foolish to slash our 401(k) contributions to make it work?

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