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One of the easiest ways to do both is through an online or in-person defensive driving course. These courses could save you an average of 3% to 10% on your car insurance premiums.
Take a defensive driving course. Called good driver discount programs, these classes can qualify you for savings on your premiums while making you a more confident driver. Ask your insurer if you ...
Traffic School by Improv is an American company that provides behavior-based driver education, traffic school, defensive driving programs, and workplace safety courses. [1] The company employs the educational entertainment "edutainment" approach to teaching, which combines education with entertainment. The company claims that some of their ...
Coverage limits vary widely by state, ranging from $2,500 to unlimited coverage in places like Michigan. ... How to get a defensive driving discount on your auto insurance.
Defensive driving describes the practice of anticipating dangerous situations, despite adverse conditions or the mistakes of others when operating a motor vehicle. [ 1 ] [ a ] It can be achieved by adhering to general guidelines, such as keeping a two- or three-second gap between the driver's vehicle and the vehicle in front to ensure adequate ...
The Smith System is a defensive driving strategy [1] created in 1952 by Harold L. Smith. [2] [3] Smith's goal was to increase the safety of commercial drivers. [2]After he opened the Safeway Driving School in Detroit in 1948, [4] Smith established the Smith System Driver Improvement Institute in 1952.
The three second rule is a time for the defensive driver to judge the minimum safe trailing distance to help avoid collisions under ideal driving conditions. The red car's driver picks a tree to judge a two-second safety buffer. The two-second rule is a rule of thumb by which a driver may maintain a safe trailing distance at any speed.
Driving history and claims record. Another big one, insurance companies look at your driving record over the past three to five years for accidents, tickets and claims.
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