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According to the North American Pet Health Insurance Association (NAPHIA), here are the average annual premiums for pet insurance in the United States: Dogs Comprehensive Plan: $675.61 ($56.30/month)
High-cost areas: If you live where veterinary care is expensive, a wellness plan covering vaccines and routine care can help manage costs. In regions with more affordable vet services, it may not ...
Pet insurance is a form of property insurance rather than health insurance. [ citation needed ] Insurance companies may limit coverage for pre-existing conditions , giving owners an incentive to insure even very young animals, which are not expected to incur high veterinary costs. [ 7 ]
The USPSTF explicitly does not consider cost as a factor in its recommendations, and it does not perform cost-effectiveness analyses. [7] American health insurance groups are required to cover, at no charge to the patient, any service that the USPSTF recommends, regardless of how much it costs or how small the benefit is.
In some studies, attainment of HEDIS measures is associated with cost-effective practices or with better health outcomes. In a 2002 study, HEDIS measures "generally reflect[ed] cost-effective practices". [11] A 2003 study of Medicare managed care plans determined that plan-level health outcomes were associated with HEDIS measures. [12]
Inputs into the model such as discounting rate and time horizon can have significant effects on the results. One controversial subject is use of a 10-year time frame to assess cost effectiveness of diabetes preventive services by the Congressional Budget Office. [133] Preventive care services mainly focus on chronic disease. [134]
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