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A broker legally represents you as the policyholder, while an independent agent represents their principal, which is the insurance company they work for. As such, the fiduciary duties of the two ...
Brokers for auto, home or life insurance are professional intermediaries who help individuals, businesses and organizations secure insurance coverage. They work independently, meaning they don’t ...
In 1820, there were 17 stock life insurance companies in the state of New York, many of which would subsequently fail. Between 1870 and 1872, 33 US life insurance companies failed, in part fueled by bad practices and incidents such as the Great Chicago Fire of 1871. 3,800 property-liability and 2,270 life insurance companies were operating in ...
Its budget is primarily derived from funds generated by license fees, assessments, and Proposition 103 recoupment fees. The CDI licenses over 1,500 insurance companies and more than 320,000 insurance agents and insurance brokers in the state of California, United States.
1971: FCL purchases its parent company, Los Angeles Investment Company. 1972: FCL purchases American Mayflower Insurance Company of New York to expand into the separate New York market. [citation needed] 1981: FCL is the third company to market a new type of insurance product called universal life insurance, now a common life insurance option.
The least expensive type of life insurance is usually term life insurance. It provides coverage for a specific period — often 10, 20 or 30 years — and is typically much cheaper than permanent ...
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