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2. How long should your car loan be? - AOL

   www.aol.com/finance/long-car-loan-170629705.html

   The average loan terms for new and used car purchases are 68.26 and 67.57 months, respectively, according to the most recent State of the Automotive Finance Market report from Experian.

3. Average length of a car loan nears 70 months - AOL

   www.aol.com/finance/average-length-car-loan...

   Experian explains details around the rising average length of a car loan in the U.S., including tips to choose the right auto loan term for you. Average length of a car loan nears 70 months Skip ...

4. How to calculate interest on a car loan - AOL

   www.aol.com/finance/calculate-interest-car-loan...

   As with other types of loans, the overall cost of a car loan comes down to one major factor: the annual percentage rate. The APR includes both interest and lender fees, expressed as a percentage.

5. GAP insurance - Wikipedia

   en.wikipedia.org/wiki/GAP_insurance

   Exclusions to GAP insurance vary by country or state. Some exclusions include a maximum loss limit of $50,000 while others require a loan term of less than 84 months. [5] GAP is an optional purchase, but many states in the US require that a car dealership offer GAP at the point of purchase.

6. Negative amortization - Wikipedia

   en.wikipedia.org/wiki/Negative_amortization

   Typically after the 5th year, the loan is recast to an adjustable loan due in 25 years. This is for a 30 year loan term. Newer payment option loans often offer a 40 year term with a higher underlying interest rate. Life cap; The maximum interest rate allowed after recast according to the terms of the note.

7. Find Out the Average Monthly Payment and Choose the ... - AOL

   www.aol.com/average-monthly-payment-choose-best...

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