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2. Short-term vs. long-term goals: Best savings strategies to ...

   www.aol.com/finance/short-term-vs-long-term...

   Short-term goals. Long-term goals. Vacation. Retirement. Down payment for a car or house. Opening a business. Deposit for a new apartment. Paying for a child’s education

3. How interest rate changes affect debt - AOL

   www.aol.com/finance/interest-rate-changes-affect...

   Interest rate changes: short-term vs. long-term debt The amount may only add up or save you a few hundred extra dollars over the life of a short-term loan like a personal loan.

4. No-penalty CD vs. savings account: How to match your ... - AOL

   www.aol.com/finance/no-penalty-cd-vs-savings...

   A savings account is an interest-earning bank account designed to help you store and grow your money. It’s great for short-term goals, emergency funds or savings you might need to access quickly ...

5. Time value of money - Wikipedia

   en.wikipedia.org/wiki/Time_value_of_money

   Time value of money problems involve the net value of cash flows at different points in time. In a typical case, the variables might be: a balance (the real or nominal value of a debt or a financial asset in terms of monetary units), a periodic rate of interest, the number of periods, and a series of cash flows. (In the case of a debt, cas

6. Effective interest rate - Wikipedia

   en.wikipedia.org/wiki/Effective_interest_rate

   The effective interest rate is calculated as if compounded annually. The effective rate is calculated in the following way, where r is the effective annual rate, i the nominal rate, and n the number of compounding periods per year (for example, 12 for monthly compounding): [1]

7. What to do when your CD matures: Taking advantage of your ...

   www.aol.com/finance/what-to-do-when-cd-matures...

   Don’t settle for your current bank’s renewal offer. Compare CD rates and terms across different types to confirm if you’re getting the best return for your savings. Consider short vs. long ...

8. Mortgage calculator - Wikipedia

   en.wikipedia.org/wiki/Mortgage_calculator

   Mortgage calculators are automated tools that enable users to determine the financial implications of changes in one or more variables in a mortgage financing arrangement. Mortgage calculators are used by consumers to determine monthly repayments, and by mortgage providers to determine the financial suitability of a home loan applicant. [ 2 ]

9. Short-term bonds vs. long-term bonds: Which are better for you?

   www.aol.com/finance/short-term-bonds-vs-long...

   Short-term vs. long-term bonds: Key differences. If you’re new to investing in bonds, it’s important to understand the role short-term and long-term bonds can play in your portfolio.