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Just like Social Security retirement benefits, you generally must be at least 62 to claim a spousal benefit. The same full retirement age applies, which is 67 for those born in 1960 or later, and ...
For example, if your full retirement age is 67 and you claim spousal benefits at 62, your monthly check will be reduced by 35%. If you claim at 64, it will be reduced by 25%.
If your spouse is entitled to Social Security but hasn't yet claimed, you'll need to wait until they file before you can begin taking spousal benefits -- even if you're over age 62.
Those claiming spousal benefits received an average check of $839. ... For spouses to receive the benefit, they must be at least age 62 or care for a child under age 16 (or one receiving Social ...
Your spousal benefit must be larger than the retirement benefit you qualify for on your own. ... You typically become eligible for both at 62, but delaying your claim increases your checks.
Here are some key rules to follow. 1. If you're married, you can't file until your spouse claims Social Security. If you're someone who's divorced, you don't need to wait for your ex to claim ...
A spouse’s Social Security benefit is directly tied to the payout that the primary beneficiary receives. If your spouse files for benefits at age 62, your spousal benefit will be permanently ...
Your ex-spouse needs to be at least 62 for you to claim on their record. Your decision will have absolutely no effect on your ex-spouse. ... As with spousal benefits, you’ll get whichever is ...
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