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New credit applications only account for about 10 percent of your credit score, so opening a new credit card should only temporarily decrease your credit score by a few points.
"If you look at the low-end cards [for people with poor credit], as low as 80 percent of people who are pre-approved actually get approved," says Greg Lull of CreditKarma. "Especially in the low ...
1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...
But physical junk mail is a bit tougher to disregard -- especially when it's a big, bulky envelope from a bank with a pre-approved credit card Pre-Approved Credit Card Offers: 4 Things You Really ...
Credit Score: Many instant approval cards require a good credit score (typically 670+). Some options, like the Discover it® Secured Card, are more lenient, catering to those with lower or ...
For example, a customer who might have been approved for a card with a $10,000 credit limit a few months ago might now only be approved for $8,000. Existing credit card customers can also have ...
A bank or lender will quickly examine your credit score and credit history before deciding whether to issue you an instant approval credit card. Some instant approval credit cards are conditional ...
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