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  2. Before you register a vehicle with at least four wheels in Florida, you must show proof of Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance. PIP covers 80 percent of all necessary and reasonable medical expenses up to $10,000 resulting from a covered injury, no matter who caused the crash.

  3. Involved in a Crash? - Florida Highway Safety and Motor Vehicles

    www.flhsmv.gov/insurance/involved-in-a-crash

    However, if you have been compensated by your insurance company for any damages or injuries sustained in the crash, you should consult your insurance company and/or your attorney. When the company compensates you for your damages, they are vested with subrogation rights against the at-fault party.

  4. Florida Insurance Requirements - Florida Highway Safety and Motor...

    www.flhsmv.gov/insurance/uninsured-motorist-rate

    Florida’s No-Fault Law requires motor vehicles registered in Florida be insured with at least $10,000 in personal injury protection (PIP) and $10,000 property damage liability (PDL) coverage throughout the motor vehicle registration period.

  5. Self-Insurance - Florida Highway Safety and Motor Vehicles

    www.flhsmv.gov/insurance/self-insurance

    In 2013, the Florida Legislature removed surety bonds as a means of obtaining self-insurance. The change went into effect July 1, 2013. If an individual qualifies to be self-insured, they are financially responsible, this is NOT an insurance policy.

  6. Motorcycle, Motor Scooter, Moped and Motorized Scooter - Florida...

    www.flhsmv.gov/driver-licenses-id-cards/motorcycle-rider-education-endorsements...

    Since Chapter 322, Florida Statutes, has no definition for motor scooters, they fall under the definition of a motorcycle. Therefore, the operator must have a valid driver license to operate a motor scooter, or motorcycle.

  7. Self Insurance Application - Florida Highway Safety and Motor...

    www.flhsmv.gov/pdf/insurance/self_insurance_application.pdf

    Pursuant to section 324.171, Florida Statute. The department will only accept the Self InsuranceApplication (Statement of Net Worth) provided by the department.

  8. Licensing Requirements for Teens, Graduated Driver License Laws...

    www.flhsmv.gov/driver-licenses-id-cards/licensing-requirements-teens-graduated...

    These laws outline limits and restrictions for new drivers ages 15 through 17. Florida’s GDL laws are designed to help teens gradually and safely build their skills and experience behind the wheel. It is important for teens and their parents to understand these laws and obey them.

  9. Off-Highway and All-Terrain Vehicles - Florida Department of...

    www.flhsmv.gov/safety-center/consumer-education/off-highway-all-terrain-vehicles

    Florida law states that all-terrain vehicles (ATV) may only be operated on unpaved roadways where the posted speed limit is less than 35 MPH and only during daylight hours. However, a county may choose to be exempt from this.

  10. Helmet Exemption - Florida Highway Safety and Motor Vehicles

    www.flhsmv.gov/driver-licenses-id-cards/motorcycle-rider-education...

    See further information on Florida motorcycle helmet laws, including eligibility, age requirements, insurance requirements, and law enforcement.

  11. DUI and IID - Florida Highway Safety and Motor Vehicles

    www.flhsmv.gov/driver-licenses-id-cards/education-courses/dui-and-iid/dui-faqs

    Disclaimer: This summary was prepared by the Department of Highway Safety and Motor Vehicles (FLHSMV) and should be used for reference only. Please refer to the full text of any laws referenced below for complete and comprehensive legal information.