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  2. California FAIR Plan insurance: What it is and how it works - AOL

    www.aol.com/finance/california-fair-plan...

    The California FAIR Plan is an insurance program of last resort for homeowners in high-risk areas of the Golden State who are unable to obtain fire coverage in the private insurance market.

  3. California to require insurance discounts for property owners ...

    www.aol.com/news/california-mandate-insurance...

    Fifteen of the state's 20 most destructive wildfires on record have occurred since 2015, according to the California Department of Forestry and Fire protection, and entire towns — including ...

  4. California insurers must give discounts for wildfire ... - AOL

    www.aol.com/california-insurers-must-discounts...

    She recently spent around $3,000 to have fire-resistant screens added to her home, she said, a measure that could save her 0.1%. Rodman’s house has been insured by State Farm since 1989 and her ...

  5. California paves way for more insurance coverage in disaster ...

    www.aol.com/california-paves-way-more-insurance...

    California will now let insurance companies consider climate change when offering policies, in exchange for a mandate requiring them to offer coverage in wildfire-prone areas, state leaders ...

  6. Public Protection Classification Program - Wikipedia

    en.wikipedia.org/wiki/Public_Protection...

    The Schedule then assigns a PPC score between 1 and 10 to the department, with Class 1 representing "superior property fire protection" and Class 10 indicating that an area doesn't meet the minimum criteria set by the ISO. On July 1, 2013, the revised FSRS was released, adding an emphasis on a community's effort to limit loss before an incident ...

  7. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Fire: Unless a fire was started intentionally in your home, damage will most likely be covered by your home insurance policy. Homeowners in areas with significant wildfire threat may see higher ...

  8. California Insurance Code - Wikipedia

    en.wikipedia.org/wiki/California_Insurance_Code

    [A]n insurer may, under [California] Insurance Code sections 331 and 359, rescind a fire insurance policy based on an insured's negligent or unintentional misrepresentation of a material fact in an insurance application, notwithstanding the willful misrepresentation clause included in the required standard form fire insurance policy (Insurance ...

  9. Limited home insurance options in California as major ...

    www.aol.com/finance/limited-home-insurance...

    Get major insurers to write policies for high-risk areas: The California Department of Insurance is looking for the top 12 home insurance companies in the state to commit to writing a minimum of ...

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