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Credit repair is a $6.5 billion industry that's rife with fraud and scams. While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these are usually ...
A Chapter 7 bankruptcy stays on your report for 10 years, while a Chapter 13 bankruptcy remains for seven years. ... Hire a credit repair professional. After bankruptcy, you don’t need to ...
More than 4 million Americans gouged by credit repair companies including Lexington Law and CreditRepair.com will soon collectively receive $1.8 billion in refund checks, the Consumer Financial ...
Approach. Strategy. Steps. Debt snowball. Start by paying off the smallest debt first, then work up your list of debts. List all of your debts from smallest to largest.
Key takeaways. Credit repair consists of finding and fixing mistakes on your credit report to boost your score. You can do credit repair on your own for free, but it can be time-consuming.
Impact on credit score: Like all bankruptcies, Chapter 13 affects your credit score and remains on your credit report for up to seven years. This can make it challenging to qualify for loans or ...
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