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  2. Flood insurance rate map - Wikipedia

    en.wikipedia.org/wiki/Flood_Insurance_Rate_Map

    The term 100-year flood indicates that the area has a one-percent chance of flooding in any given year, not that a flood will occur every 100 years. [ 2 ] Such maps are used in town planning , in the insurance industry, and by individuals who want to avoid moving into a home at risk of flooding or to know how to protect their property.

  3. What is a flood elevation certificate? - AOL

    www.aol.com/finance/flood-elevation-certificate...

    Under Risk Rating 2.0, homeowners are no longer required to get an elevation certificate prior to purchasing flood insurance. Instead, FEMA determines a property’s first-floor height — one of ...

  4. Understanding FEMA’s Risk Rating 2.0 system for flood ... - AOL

    www.aol.com/finance/understanding-fema-risk...

    The new Risk Rating 2.0 pricing strategy kept some key elements consistent to ensure a smooth transition and meet legal requirements. The NFIP must adhere to the existing legal caps on annual ...

  5. National Flood Insurance Program - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    Participation in the NFIP is based on an agreement between local communities and the federal government that states that if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas (SFHA), the federal government will make flood insurance available within the community as a financial protection against ...

  6. Federal Emergency Management Agency - Wikipedia

    en.wikipedia.org/wiki/Federal_Emergency...

    The Federal Emergency Management Agency (FEMA) is an agency of the United States Department of Homeland Security (DHS), initially created under President Jimmy Carter by Presidential Reorganization Plan No. 3 of 1978 and implemented by two Executive Orders on April 1, 1979. [1]

  7. FEMA unveils building restrictions in flood zones - AOL

    www.aol.com/fema-announces-finalized-flood-risk...

    The Federal Emergency Management Agency (FEMA) on Wednesday announced finalized rules for the Federal Flood Risk Management Standard (FFRMS). The FFRMS is a flexible federal standard requiring ...

  8. Uniform Residential Appraisal Report - Wikipedia

    en.wikipedia.org/wiki/Uniform_Residential...

    Site: Data on the size, shape, zoning, and access to utilities as well as FEMA flood-zone information. Contract: Information on the contract for sale is entered here for appraisals in which a change of ownership is about to occur. Subject: Basic information such as the address, legal description, owner's and/or borrower's names. The client is ...

  9. Are missing documents holding up your flood relief from FEMA ...

    www.aol.com/missing-documents-holding-flood...

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