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  2. Retainer agreement - Wikipedia

    en.wikipedia.org/wiki/Retainer_agreement

    A retainer agreement is a work-for-hire contract. It falls between a one-off contract and permanent employment, which may be full-time or part-time. [1] Its distinguishing feature is that the client or customer pays in advance for professional work to be specified later. The purpose of a retainer fee is to ensure that the employed reserves time ...

  3. Retainage - Wikipedia

    en.wikipedia.org/wiki/Retainage

    A retention bond is a form of performance bond or insurance against defects, taken out by the contractor at the request of the client, or by a subcontractor at the request of the contractor, seen as being fairer and more efficient than a cash retention. [19] An agreement is entered into by the two parties and a third party known as a surety ...

  4. 13 common bank fees you shouldn't be paying — and how to ...

    www.aol.com/finance/avoid-common-bank-fees...

    2. Overdraft fees. 💵 Typical cost: $26 to $35 per occurrence Overdraft fees happen when you spend more money than you have in your checking account, and the bank covers the difference ...

  5. Loan agreement - Wikipedia

    en.wikipedia.org/wiki/Loan_agreement

    Loan agreements are documented via their commitment letters, agreements that reflect the understandings reached between the involved parties, a promissory note, and a collateral agreement (such as a mortgage or a personal guarantee). Loan agreements offered by regulated banks are different from those that are offered by finance companies in ...

  6. Best online banks that take cash deposits - AOL

    www.aol.com/finance/best-online-banks-cash...

    You can deposit cash by handing a cashier the money and your Bluevine Debit Mastercard. Not all Green Dot merchants accept cash deposits, and those that do may impose a fee of up to $4.95. Capital One

  7. Line of credit - Wikipedia

    en.wikipedia.org/wiki/Line_of_credit

    A cash credit is a short-term cash loan to a customer. A bank provides this type of funding only after the required security is given to secure the loan. In cash credit, the bank advances a cash loan up to a specified limit to the customer against a bond or other security.

  8. No-penalty CD vs. savings account: How to match your cash to ...

    www.aol.com/finance/no-penalty-cd-vs-savings...

    Unlike traditional CDs, which charge a fee if you withdraw your funds early, no-penalty CDs let you take out your money whenever you need it — penalty-free. Here’s how a no-penalty CD works:

  9. Finance charge - Wikipedia

    en.wikipedia.org/wiki/Finance_charge

    Details regarding the federal definition of finance charge are found in the Truth-in-Lending Act and Regulation Z, promulgated by the Federal Reserve Board. In personal finance, a finance charge may be considered simply the dollar amount paid to borrow money, while interest is a percentage amount paid such as annual percentage rate (APR). [ 2 ]