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If your spouse is entitled to Social Security but hasn't yet claimed, you'll need to wait until they file before you can begin taking spousal benefits -- even if you're over age 62.
Any time you take Social Security before your full retirement age, you’ll have to accept a reduced benefit. Your benefit will be 6.66% lower for each year of early benefits. If you start them at ...
A Social Security spousal rule that was around for decades ended this year for the last eligible retirees -- those who turned 70 on Jan. 1, 2024. ... If your spouse files for benefits at age 62 ...
If the person claiming spousal benefits is at full retirement age, they can receive up to 50% of their spouse's primary insurance amount. For example, if spouse A is the primary claimer and their ...
When you apply for Social Security, you automatically apply for the greater of your benefit or half your spouse’s benefit. The average monthly payout for all retired workers was $1,918 in June ...
Her husband was able to work a little on top of collecting Social Security. Since Lambert was self-employed and not earning a high income, had she started taking her Social Security at age 62, it ...
3. There's a steeper penalty for claiming spousal benefits early. You can claim Social Security retirement benefits as early as 62 in most cases, but the government reduces the size of your ...
When someone files for Social Security benefits, their spouse may be able to claim a spousal benefit. The benefit is based on their spouse’s contributions to Social Security and is capped at 50% ...
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