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Annuities can lose value, especially variable annuities, where returns are tied to investment performance, so poor-performing investments can lead to a lower account value. Indexed annuities may ...
Variable annuities are subject to market risk since the value of the underlying investments can fluctuate. This means that if investments in your annuity subaccounts underperform, your payouts ...
Most Americans build retirement savings through individual retirement accounts or employer-sponsored plans such as 401(k)s. But another option is an annuity, which is designed to provide a steady ...
Variable annuity: You can get bigger future payments depending on whether the annuity fund does well, or smaller payments if it doesn’t. It’s riskier than a fixed annuity but can have a higher ...
The Federal Deposit Insurance Corporation (FDIC) doesn’t insure annuities like it covers bank accounts. While annuities sometimes have backing from your state guaranty association, that coverage ...
Those using a deferred annuity as the primary option for financing their retirement, for example, will almost certainly be better off first investing in an individual retirement account (IRA) or a ...
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