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5. Negotiable order of withdrawal account - Wikipedia

   en.wikipedia.org/wiki/Negotiable_Order_of...

   In the United States, a negotiable order of withdrawal account (NOW account) is an interest-paying deposit account on which an unlimited number of checks may be written. [1]A negotiable order of withdrawal is essentially identical to a check drawn on a demand deposit account, but US banking regulations define the terms "demand deposit account" and "negotiable order of withdrawal account ...