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The Texas Office of Consumer Credit Commissioner (“OCCC”) is a Texas state agency that regulates non-depository lenders in the state of Texas, [1] which includes, among others, mortgage loan originators, vehicle sales finance companies, debt settlement providers, pawnshops and credit access businesses.
iPawn is a licensed pawn shop certified by the Texas Office of Consumer Credit Commissioner [6] (OCCC). Additionally, iPawn holds a precious dealer certificate, [7] also granted by the Texas OCCC. iPawn is accredited by the Better Business Bureau.
Security Service Federal Credit Union (SSFCU) is a credit union headquartered in San Antonio, Texas, federally chartered and federally insured by the National Credit Union Administration (NCUA) (excluding its insurance subsidiary). With more than $10.5 billion in assets, Security Service serves more than 800,000 members, and operates 66 ...
Credit counseling services can either come from nonprofit organizations or for-profit companies. ... Consumer credit counselors analyze your income, expenses, total debt exposure and credit ...
TMX Finance is the parent company to TitleMax and changed its name from TitleMax Holdings, LLC, to TMX Finance LLC as of June 21, 2010. [1]In mid-2011, TMX Finance “reopened its 13.25% secured notes due 2015 with an add-on of $60 million non-fungible bonds.” [6]
Karis, a 33-year-old geographic information systems analyst from Waco, Texas embodies this trend. Before her recent raise, nearly 50% of her income was dedicated to rent. Now, it’s closer to 41% ...
United Heritage Credit Union is a state chartered member-owned financial cooperative with branches in the Austin area and Tyler, Texas. The credit union also provides business services, including checking, savings, investments, insurance and commercial loans.
In 2018, the Community Financial Services Association of America and the Consumer Service Alliance of Texas sued the CFPB in an effort to throw out a regulation cracking down on payday loans.