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Unique Master Citizen Number (Serbo-Croatian: Jedinstveni matični broj građana / Јединствени матични број грађана, JMBG / ЈМБГ, Macedonian: Единствен матичен број на граѓанинот, ЕМБГ, Slovene: Enotna matična številka občana, EMŠO) is an identification number that was assigned to every citizen of former Yugoslav ...
The Personal identification number (Croatian: Osobni identifikacijski broj or OIB) is a permanent national identification number of every Croatian citizen and legal persons domiciled in the Republic of Croatia. OIB is determined and assigned by the Tax Administration (Porezna uprava) of the Croatian Ministry of Finance.
To promote financial products that do not involve debt, banks and other firms will often quote the APY (as opposed to the APR because the APY represents the customer receiving a higher return at the end of the term). For example, a certificate of deposit that has a 4.65% APR, compounded monthly, would instead be quoted as a 4.75% APY. [1]
The term annual percentage rate of charge (APR), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.
The dialing code for Kosovo is +383. It was assigned by the ITU following an agreement between the authorities of Kosovo and Serbia in an EU-led dialogue. [1] Its dialing code was initially expected to become effective on 1 January 2015, but it was postponed to the finalization of the agreement in late August 2015. [2]
Serbian postal codes consist of five digits. The first two digits roughly correspond to the corresponding district; district seat cities usually have 000 as the last three digits, while smaller towns and villages have non-round last three digits.