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  2. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    No collateral requirement. Unsecured personal loans don’t require collateral to get approved. If you cannot repay an unsecured loan according to the agreed-upon terms with your lender, you’ll ...

  3. How to Qualify for a Personal Loan (Without Putting Up ... - AOL

    www.aol.com/qualify-personal-loan-without...

    Before lending an unsecured personal loan — or one that doesn’t require collateral — companies need reassurance about your ability to pay it back in full. To determine this, they look at ...

  4. What is an unsecured loan? - AOL

    www.aol.com/finance/unsecured-loan-204331407.html

    There are several types of unsecured loans to choose from. However, the most popular options are personal loans, student loans and credit cards. Personal loans. A personal loan can consolidate ...

  5. Unsecured debt - Wikipedia

    en.wikipedia.org/wiki/Unsecured_debt

    While unsecured loans offer the convenience of borrowing without collateral, they typically come with higher interest rates compared to secured loans, reflecting the increased risk for the lender. They are commonly used for various purposes, including debt consolidation, home improvements, or covering unexpected expenses.

  6. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    An unsecured personal loan doesn’t require collateral to get approved. Qualifying is based on your credit score and income. Because of this, you’ll typically need good or excellent credit to ...

  7. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    The vast majority of personal loans are unsecured — which means they don’t require any collateral. You apply for the loan, and the lender reviews your application, providing you with your loan ...

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