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2. What is a credit card charge-off? - AOL

   www.aol.com/finance/credit-card-charge-off...

   What does a credit card charge-off mean? A charge-off is a debt that has gone continuously unpaid for a sufficient amount of time — usually around 180 days — and that the creditor has given up ...

3. 8 steps to remove old debt from your credit report

   www.aol.com/finance/8-steps-remove-old-debt...

   Here are a few steps you can take to get old debt off your credit report. 1. Get all three of your credit reports ... your 10-year-old retail card debt and has started putting it on your credit ...

4. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   While most negative information falls off your credit report after seven years, it doesn’t mean your credit is automatically clear. Some items, like bankruptcies, can remain for up to 10 years.

5. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   A charge-off or chargeoff is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors make this declaration at the point of six months without payment. A charge-off is a form of write-off.

6. When does debt fall off your credit report? - AOL

   www.aol.com/finance/does-debt-fall-off-credit...

   Key takeaways. The time it takes debt and derogatory marks to fall off your credit report depends on the type of debt or mark involved. In general, most debt will fall off your credit report after ...

7. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and TransUnion. This service is free and is the only ...

8. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   Make sure your creditor has reported your decision to the three major credit bureaus by checking your credit reports at www.AnnualCreditReport.com. Remember, the account should read “closed at ...

9. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   You can also get a free copy of your credit report on a weekly basis from all three major credit bureaus — Equifax, Experian and TransUnion — by visiting AnnualCreditReport.com. Although full ...