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Citizens Equity First Credit Union is a federally insured credit union based in Peoria, Illinois, commonly referred to by its registered trademark, CEFCU. CEFCU was founded in 1937 to serve the employees of Caterpillar Tractor Company .
After a 38-year tenure at CEFCU, President/CEO Rich L. Harris retired on April 1, 2024. In 2010, he was elected to serve as a board member at the National Association of Federal Credit Unions (NAFCU). [5] [6] [7] He was elected as NAFCU's board chairman on 15 June 2016. [3] [8] Present Chair of the Board of Directors of CEFCU is Steve Proia.
CEFCU may refer to: Caltech Employees Federal Credit Union (1950), La Cañada Flintridge, California Citizens Equity First Credit Union (1937), Peoria, Illinois — also operates in California; formerly Caterpillar Employees' Credit Union (CECU), then Construction Equipment Federal Credit Union (CEFCU)
This is a list of credit unions in the United States.. A credit union is a member-owned financial cooperative, democratically controlled by its members, and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members. [1]
A credit union is a member-owned nonprofit cooperative financial institution. They may offer financial services equivalent to those of commercial banks, such as share accounts (savings accounts), share draft accounts (cheque accounts), credit cards, credit, share term certificates (certificates of deposit), and online banking.
Due to their status as not-for-profit, member-owned financial institutions with no source of secondary investment capital, credit unions in the US are exempt from federal and state income taxes [46] (but not from other forms of tax, such as payroll, sales, or property taxes).
The deal between CEFCU and San José State University will last for 15 years. SJSU was the first university in the California State University system and second university in the state of California to strike such a deal. [10] The CEFCU sponsorship deal marked the third such arrangement among the 12 Mountain West Conference football members. [11]
Terrence A. Duffy was born on August 15, 1958, to John J. Duffy and Barbara Duffy. [1] [2] [3] His grandfather, John F. Duffy, was a Chicago alderman who eventually became Cook County Board president.