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2. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

3. Refinance appraisal: How it works and what to expect - AOL

   www.aol.com/finance/refinance-appraisal-works...

   The VA-backed streamline refinance is known as an Interest Rate Reduction Refinance Loan (IRRRL). The IRRRL typically offers a lower interest rate and can provide reduced monthly payments.

4. What is conditional approval in a mortgage application? - AOL

   www.aol.com/finance/conditional-approval...

   Verified approval: A verified approval indicates your assets, credit profile and income have also been substantiated and confirmed. It’s one of the last steps in the application process and ...

5. Capital One Bank Review 2022: Checking, Savings and CDs - AOL

   www.aol.com/capital-one-bank-review-130059198.html

   Parental approval required for withdrawal. 0.30% APY. GET DETAILS . ... Loans. Capital One also offers auto loans, plus business banking and lending, but no home loans or personal loans.

6. Capital One - Wikipedia

   en.wikipedia.org/wiki/Capital_One

   Capital One Financial Corporation is an American bank holding company founded on July 21, 1994 and specializing in credit cards, auto loans, banking, and savings accounts, headquartered in Tysons, Virginia with operations primarily in the United States. [2]

7. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   All loans are run through DU first. Loans that cannot be approved through DU are escalated for second-level review by a human underwriter to ensure no one is turned down who should get approved. However, guidelines for debt-to-income ratio are more conservative for manually underwritten loans, and few loans sent for second-level review are ...